Time Card Fraud: How to Catch a Cheating Employee

cheating employee, confidential private investigator

 

Employee theft costs American businesses an average of $50 billion annually. But it’s not just about property, financial, or inventory theft. According to the American Payroll Association, time theft is also an issue that can cost a single business up to 7% of its annual payroll costs. And in some cases, that may be enough to hire additional or replacement staff. Fortunately, there are some practical ways to catch a cheating employee

Keep Your Employees on Their Toes

If you suspect employee time card fraud, unexpected measures may be required to throw a wrench into the fraudster’s plans. One option is to run unannounced checks to confirm employee attendance. The easiest way to ensure compliance is to inform employees of the random checks but not tell them when they’ll occur. If your employees really want to be there for the right reasons, there will be nothing to hide or cover. Catching employees off-guard can help ensure your business is always run by the right people. 

Implement an Internal Reporting System

Encourage all employees to anonymously report any observed or suspected fraud. Management may need to cross-check such reports to ensure they’re all legitimate, but anonymous reporting can give insights into consistently problematic patterns or areas of concern. Chances are, most reports will allow employees to make authentic reports without fear of retaliation.

Cross-Check with Other Records

Time cards aren’t the only options for verifying expected or scheduled employee hours. Compare the time cards with client records, project records, and security logs to see who came and went or who stayed through their shifts. HR departments or managers may need to hire employees or create specific projects or positions to cover this if fraud is extensive enough. It may take some extra time and work to compare those records, but it could save a lot of money in the long run. 

Implement Technology 

Technological advancements in computer applications can improve business dealings all around. But special applications, programs, and even internal logging devices can make timecard logging and recording a breeze. Data analysis can also easily catch discrepancies in scheduling records. If specific programs aren’t reasonable for the company’s budget or industry, apply apps or other options to record and analyze the data for you. Even hiring a company or individual can reduce HR headaches and eliminate potentially pricey mistakes. 

Hire a Confidential Private Investigator

Consider hiring outside help to save time, headaches, and internal resources. Competent private investigators have access to the newest updated tech devices, so they can easily analyze the necessary data, apps, and programs needed to highlight scheduling discrepancies and discover employee fraud. A private investigator can conduct personal surveillance, set up surveillance cameras throughout the business, or record data through business apps, programs, and computer entries. They can also perform spot checks or audits, compare various records, and continually run background checks to ensure you’re keeping the right staff on the payroll. Catching a cheating employee doesn’t have to be an internal pain.  Be sure to contact ASG Investigations when you’re ready to discuss your needs with a confidential private investigator. 

Why You Should Hire a Private Investigator to Investigate Workers’ Comp Claims

workers' compensation claims, hire a private investigator

 

 

Approximately 5 million employees file workers’ comp claims annually, and those claims individually average $41,000. Hiring a private investigator to investigate workers’ compensation claims can provide several benefits for employers and insurance companies. But what are some reasons why you might consider hiring a private investigator for this purpose?

Uncover Fraudulent Claims

Unfortunately, workers’ compensation fraud is a significant issue that costs businesses and insurers a significant amount of money each year. In fact, according to the National Safety Council, workers’ injuries can cost a business over $100,000 per year. Private investigators are skilled at gathering evidence, conducting surveillance, and interviewing witnesses, which can help uncover fraudulent claims. By identifying fraudulent claims early on, you can save your organization from unnecessary expenses and deter others from attempting to defraud the system.

Ensure the Legitimacy of Claims

While not all workers’ compensation claims are fraudulent, hiring a private investigator can help determine the legitimacy of a claim. Investigators can collect evidence, review medical records, interview witnesses, and provide an unbiased assessment of the claim’s validity. This can prevent you from paying out on baseless or exaggerated claims and ensure that the benefits go to those who genuinely deserve them. Note: only up to 6% of claims are found to be fraudulent, but that can still cause financial issues for your business. 

Mitigate Risk and Liability

Conducting a thorough investigation of workers’ compensation claims can help you mitigate risk and limit potential liability. Private investigators can identify any factors contributing to future accidents or injuries as well, such as unsafe working conditions, policy violations, or negligence. By addressing these issues promptly, you can reduce the likelihood of further incidents and protect your organization from potential lawsuits. 

Gather Evidence for Legal Proceedings

In cases where workers’ compensation claims lead to litigation, private investigators can play a crucial role in gathering evidence and building a strong defense. Their expertise in collecting information, conducting background checks, and interviewing witnesses can provide valuable support to legal teams. By having a comprehensive understanding of the circumstances surrounding a claim, you can better prepare your case and potentially achieve more favorable outcomes in court. This, of course, would also result in financial benefits and a safer reputation for your company. 

Save Time and Resources

Conducting thorough investigations can be time-consuming and resource-intensive. Outsourcing this task to a private investigator allows you to free up your internal resources to focus on core business operations. Private investigators are experienced professionals who know how to efficiently gather information, follow leads, and compile comprehensive reports, saving you time and effort.

It’s important to note that when hiring a private investigator, you should ensure that they operate within the bounds of the law and adhere to ethical standards. Additionally, consult with legal professionals to ensure that the investigation process aligns with applicable regulations and requirements in your jurisdiction. Be sure to contact us when you’re ready to hire a private investigator and avoid internal headaches for your hiring, managerial, or HR team. 

5 Potential Signs of a Roof Leak

roof leak, professional roofing contractor

 

 

 

 

 

  

A leaky roof can quickly lead to other structural problems and not only depreciate the value of your home but also result in potential injuries to those who live within. Detecting a roof leak early is crucial to prevent further damage to your home. Let’s discuss five potential signs that may indicate a roof leak.

Water Stains on Ceilings or Walls

Trapped, flowing, or stagnant water inside walls can create havoc for your entire structure and potentially lead to health risks for its inhabitants. Look for discoloration or water stains on your ceilings or walls. These stains may appear as yellow or brown spots and often indicate water penetration from a roof leak.

Dripping or Water Sound

The sound of water droplets is normal outside, but inside, it can be a disaster. If you hear dripping sounds or notice water dripping from the ceiling during or after rainfall, it’s a clear indication of a roof leak. Investigate the source of the leak promptly to prevent further damage.

Mold or Mildew Growth

Industry experts debate just how serious mold is in a home, but most agree black mold is the most concerning type. Nonetheless, any type of mold spores can create respiratory problems or escalate existing health concerns. Excessive moisture from a roof leak can create a favorable environment for mold and mildew growth. If you notice a musty odor or see signs of mold or mildew on walls or ceilings, it may indicate an ongoing roof leak.

Buckling or Curling Shingles

Shingles can be aesthetically pleasing, but they also act as barriers to weather and debris. Shingles also need regular maintenance for that very reason. Unfortunately, it’s not always easy to tell what caused the damage until they’re removed or inspected properly. If you’re unable to access your roof and inspect it properly yourself, always call a professional roofing contractor to do it. The inspection isn’t free, but it will give you insight into the condition of your roof. Damaged or deteriorating shingles can allow water to penetrate through the roof. If you or someone else can perform the inspection yourselves, look for shingles that are buckled, curled, cracked, or missing. These issues can compromise the integrity of your roof and lead to leaks.

Damaged Flashing or Roof Valleys

Flashing refers to the metal strips used to seal joints and transitions on the roof, such as around chimneys, vents, or skylights. If the flashing is damaged, loose, or missing, it can create openings for water to seep into your home. Similarly, roof valleys, which are the areas where two roof slopes meet, can be vulnerable to leaks if they are damaged or improperly sealed.

Any of the above signs can lead to weakening and decay throughout your home. So, If you observe any of these signs, it’s essential to address them promptly by contacting a professional roofer contractor. Give us a call to survey the situation. We can identify the source of the leak, and recommend the necessary repairs to prevent further damage.

 

5 Problems a Porcelain Dental Crown Can Fix

 

porcelain dental crown

 

 

 

 

 

 

Cosmetic dentistry has come a long way, and there are several options for just about any dental aesthetic or corrective need you may have. Porcelain dental crowns are a common dental restoration that can fix several dental problems. Moreover, they’re among the least expensive solutions. But what can a porcelain dental crown fix? 

Cracked or Chipped Teeth

A cracked or chipped tooth may seem like nothing at first. But over time, simple daily tasks like eating or drinking can cause those cracks and chips to worsen. In some cases, a chipped tooth can turn yellow or brown from consistent dentin staining. That can cause anyone to hide their smile. But a porcelain dental crown can restore the structure and function of a cracked or chipped tooth. The crown covers the damaged tooth, protecting it from further damage and restoring its appearance and function.

Stained or Discolored Teeth

Everyone eventually deals with dull, yellow, or discolored tooth enamel at some point. Food choices, vices such as alcohol or smoking, and even certain medications can discolor your teeth. Some foods and habits can result in deep staining that even a professional dental cleaning can’t repair. But porcelain dental crowns can be used to cover stained or discolored teeth, improving their appearance and restoring a natural-looking smile.

Broken or Fractured Teeth

Whether from an accident, sports injury, or untreated crack or chip, broken or fractured teeth can cause dental anxiety and drain your confidence. Porcelain dental crowns can be used to restore a broken or fractured tooth, providing support and protection for the tooth and restoring its function.

Tooth Decay

Tooth decay is caused by various bacteria that thrive in conditions of poor dental hygiene. These bacteria strains may feed on plaque, existing food between your teeth, and the sugary or otherwise sweetened snacks and drinks consumed regularly. Before you know it, that decay has eaten through your enamel and weakened your teeth. A porcelain dental crown can be used to cover a tooth that has been damaged by decay, providing a protective barrier and restoring the tooth’s function. 

Tooth Loss

Approximately 36 million American adults are completely edentulous, and 120 million adults are missing at least one tooth. Tooth loss can be the result of several issues, but 70% of missing teeth are a result of advanced or untreated gum disease. At some point, a missing tooth will need to be professionally treated and restored to avoid extensive dental issues. Porcelain dental crowns can be used as part of a dental implant restoration to replace a missing tooth. The crown is attached to an artificial tooth root that is placed in the jawbone, providing a permanent, natural-looking replacement tooth.

 Contact us to talk to a competent and experienced cosmetic dentist in Chandler, AZ about your dental needs or repair concerns. But if time and cost are issues, porcelain dental crowns are versatile, time-efficient, and affordable dental restorations that can address multiple dental problems and improve the function and appearance of a patient’s smile. 

What a Private Investigation Asset Investigation Can Find

 Private Investigation Asset Investigation

 

 

 

 

 

 

 

A professional private investigator can handle a variety of investigation needs, but an asset investigation takes it to the next level. A private investigation asset investigation is a type of investigation that aims to uncover an individual’s financial assets, liabilities, and net worth. But what are some things that a private investigation asset investigation can find?

Bank Accounts

Business acquisitions, divorce cases, and even child custody claims may require a deep dig to go beyond someone’s claims and discover the hidden skeletons they’re trying to conceal. A private investigator can conduct a bank account search to identify all bank accounts held by the individual. This can include checking accounts, savings accounts, and investment accounts such as stocks, pensions, and other mutual funds or retirement accounts held by the bank or split between financial institutions.

Real Estate

Real estate prices inflated at baffling rates in the early 2020’s. Even though those prices have stabilized somewhat, the industry is still maintaining an impressive 5-7% annual growth rate. So it comes as no surprise that property owners may try to minimize the extent of their personal real estate assets. A private investigator can conduct a thorough property search to identify all real estate owned by the individual, including homes, rental properties, and commercial properties. And that can result in significantly higher settlements for a claimant or more extensive capital prospects for a business venture. 

Vehicles

Owned or leased vehicles, both personal and professional, can add to someone’s overall net worth and lead to higher court claims or professional capital interest. Yet, some of those assets are often “accidentally” undisclosed in legal drafts or intentionally omitted altogether. A private investigator can conduct a vehicle search to identify all vehicles owned by the individual, including cars, trucks, and recreational vehicles.

Business Interests

The right business deals can make or break a company’s overall success, so it’s crucial to know the full extent of what assets are on the table before finalizing any mergers or acquisitions. A private investigator can conduct a business search to identify all businesses owned by the individual, including partnerships, corporations, and sole proprietorships.

Securities and Investments

Not all legal financial holdings are held or secured through a bank or credit union, but they are all registered somewhere. A private investigator can conduct a securities search to identify all securities and investments owned by the individual, including stocks, bonds, and mutual funds.

Liabilities

Over 340 million Americans are currently in debt. So it’s crucial to know what extra financial responsibilities you may potentially be taking on in any serious relationship, whether that’s a personal or professional venture. Asking outright is a good start, but people may not know the extent of their debt. They could also be too embarrassed to disclose its entirety. A private investigator can identify any outstanding debts, loans, and other financial obligations that the individual may have so at least you’re aware.

By conducting an asset investigation, a private investigator can provide valuable information about an individual’s financial situation, which can be useful in various contexts, including divorce cases, lawsuits, and business transactions. Give us a call when you’re ready to discuss your needs with the right professional private investigator.

Amp Up Your Online Dating Profile with a Springtime Smile Makeover

springtime smile makeover Chandler dentistRecent findings of a national survey involving 2,000 respondents disclosed that 76% of Americans agree a person’s smile makes more of an impression than any other aspect, including eyes, clothing, and social media presence. Having a great smile can be a huge advantage for those entering or re-entering the dating game. Of course, it can also be an issue if your smile’s not up to par. If you’re looking to enhance your online dating profile and make a great first impression, a springtime smile makeover can be a great place to start. Here are a few reasons why that’s the case. 

A Smile Makeover Can Boost Your Confidence

According to the American Dental Association, 40 million Americans avoid smiling due to the condition of their teeth. A brighter, whiter smile can help boost your confidence and make you feel more attractive. This leads to smiling more which others can’t help but return. That can result in improved self-esteem, as well as being more comfortable and confident when meeting new people.

A Brighter Smile Can Enhance Your Appearance

Being attractive doesn’t matter if you don’t have the confidence to back it up. But you also have to see yourself as worthy of someone else’s interest to get there in the first place. A smile makeover can help enhance your appearance, making you look more polished and put-together. This can be especially important for online dating, where first impressions are everything.

A Better Smile Can Help You Stand Out from the Crowd

As of 2021, 323 people globally admitted to using online dating websites and apps as their primary source for connecting with and meeting new people. Approximately 20% of Americans admit to currently using dating apps. With so many people using online dating apps and websites, it can be tough to stand out from the crowd. A great smile can help you do just that, catching the eye of potential matches and making you more memorable right off the bat.

A Great Smile Can Show Off Your Personality

As far as overplayed tropes are concerned, attractive people stereotypically don’t always have the best personalities, and those with amazing personalities don’t always catch the eye. We all know those are specific occurrences, and beauty is subjective. However, you can have your cake and eat it too by improving your smile. A smile makeover can make you want to smile more and let your inner beauty and self-assuredness shine through. A great smile can help you show off your personality, making you appear more friendly, approachable, and outgoing. 

That can be incredibly helpful when it comes to improving multiple aspects of your life, including personal goals, career-related plans, and social connections. It’s especially helpful when trying to meet or connect with someone new. A springtime smile makeover may not be a magic pill that fixes every issue in your life overnight, but it can be a great investment in yourself and your dating life. Call us today to consult with your Chandler dentist and decide which treatment options are best for your needs. 

 

5 Steps to Follow When Cleaning Gutters

cleaning gutters the modern prosGutters are responsible for removing water from your roof, but they can also easily collect leaves, debris, and other organic materials along the way. Cleaning gutters is an essential home maintenance task that should be done at least twice a year to prevent water damage to your home’s foundation and roof. Here are five steps to follow when cleaning gutters:

Prioritize Safety

Before you start cleaning your gutters, make sure you have the right equipment. This may include items such as a sturdy ladder, gloves, and safety glasses. Always make sure the ladder is stable and placed on a level surface to avoid accidental slips and injuries. It’s also a good idea to have someone hold the ladder steady while you’re on it. While cleaning gutters can be a one-person job, joining forces decreases the individual effort and overall time applied. 

Remove Debris

Chances are, there will be a lot of debris and gunk in your gutters. Use a small garden trowel or a gutter scoop to remove debris such as leaves, twigs, and dirt from your gutters. Start at the downspout and work your way toward the opposite end of the gutter. Place the debris in a bucket or compost bin. If you absolutely need to use a garbage bag, make sure it’s strong enough to avoid ripping, and don’t overfill it. 

Flush All Gutters

After removing the larger debris, flush out your gutters with a garden hose to remove smaller debris and check for any clogs. If you have any doubts about the debris, remove it manually. Make sure the water flows freely through the downspout. Occasionally, rodents and other stubborn debris can get lodged or stuck in your gutters, so don’t hesitate to call in the pros if needed. 

Check for Damage

As you clean your gutters, check for any signs of damage such as cracks, rust, or loosened brackets. These issues can cause water to leak onto your roof, inside cracks, or overflow altogether, so it’s important to fix them as soon as possible. You can also see if there’s any unexpected roof damage within your eye line while you’re at it. 

Clean Up

After you’ve finished cleaning your gutters, be sure to clean up the surrounding area by raking up any debris that may have fallen on the ground. Dispose of the debris properly and make sure your ladder and other equipment are stored away safely. If you’ve had to remove the gutters for any reason, make sure you replace them and secure their brackets properly. 

Cleaning up can actually take as much time, if not more, than cleaning the gutter systems. This, of course, depends on the experience levels and the “helpers” involved. If you want to avoid any potential headaches, simply contact us to connect with a professional roofing contractor. Either way, by following these steps, you can ensure that your gutters are clean and functioning properly, helping to prevent water damage and protect your home.

 

5 Things PI’s Look for When Investigating Insurance Fraud

investigating insurance fraud asg investigationsInsurance fraud is a serious crime that costs insurance companies and policyholders billions of dollars each year. Private investigators ( or PIs) can play a critical role in uncovering insurance fraud. But how do they go about doing that? Here are five major things PIs look for when investigating insurance fraud. 

Suspicious Claims

Experienced private investigators are well-versed regarding a variety of claims. Therefore, not all PIs are equal and there is some truth to the saying ‘you get what you pay for’. A budget PI may sound like a great deal, but consider their qualifications when it counts. Qualified PIs look for claims that are suspicious or appear to be fraudulent. This includes claims for injuries or damages that seem exaggerated, claims that are filed very soon after a policy is purchased, or claims that are filed immediately before a policy is set to expire.

Inconsistencies in Claimants’ Statements 

Highly trained and experienced private investigators know how to scrutinize statements made by claimants to identify inconsistencies or discrepancies. They will look for changes in the claimant’s story or for discrepancies between the claimant’s statement and the evidence. Once discovered, they can compile their own case of insurance fraud or at least add competent claims and factual statements to an existing one. 

Surveillance Evidence

Private investigators will conduct surveillance on claimants to gather evidence that may support or refute the claim. They may use audio, video, or photographic evidence to document the claimant’s activities and to determine whether they are engaging in activities that are inconsistent with their injury or disability claim. A good PI has access to high-tech devices and surveillance equipment to which even the newest mass-produced Apple products can’t compare. And they know exactly what’s admissible and accepted by the local courts. 

Medical Records Reviews

Approximately 30% of medical claims are denied. But up to 60% of appealed medical claims are won. Courts are stringent when it comes to medical evidence, and medical practitioners have no problem hiring high-powered legal teams to keep their names and reputations out of the mud. A competent PI will review medical records to look for evidence that the claimant may be exaggerating or fabricating injuries. They may also look for evidence of pre-existing conditions that could be contributing to the claimant’s injuries.

Background Investigations

Anyone with access to the internet can access online background sites that offer basic information beyond a paywall. Most of that provided information is identical regardless of the site used, and the majority of information is public domain. Private investigators have access to private databases not open or available to those who don’t work in the legal industry. A PI will conduct a background investigation on the claimant to look for any past criminal activity or history of fraudulent insurance claims. They may also investigate the claimant’s financial history to see if there are any indications of financial difficulties that could motivate them to commit insurance fraud. Be sure to contact us when you’re ready to talk to an experienced private investigator who is thorough, detail-oriented, and diligent in their efforts to uncover fraudulent activity.

 

4 Reasons to Replace Siding

replace siding, siding contractor in MichiganDepending on the type of siding materials used, the siding on your home or business can last between a decade or several decades. However, it will require proper maintenance regardless of which materials are chosen, and those maintenance costs can get out of control if you’re not careful or consistent. Sometimes common sense outweighs the cost factor, and it’s simply time for a replacement. But how can you tell if or when it’s time to replace siding

Heating or Cooling Bills Are Out of Control

Utility bills fluctuate regularly, and sometimes they can get out of control because of unforeseen issues that have nothing to do with the customer’s end. However, if your home or business can’t seem to maintain comfortable seasonal temperatures indoors and that’s affecting your electric and gas prices, chances are there are some structural concerns. The quick fix may be as simple as replacing your siding. 

Maintenance Or Matching Has Become Too Much 

Owning a home is a worthy venture, and it can save money in the long run over renting. However, with maintenance needs, there’s a lot of truth to the cliche, “When it rains, it pours”. UV rays and weather can take a serious toll on the color and condition of your siding, and there may be a time you can no longer match it with replacement materials. If your siding continuously requires maintenance or if those maintenance costs are getting out of control, it may be time to replace that siding once and for all. 

There’s Obvious External Damage 

Structural and external issues such as rodents or insects can cause obvious visual damage to your siding. Once you see holes or tears in the material, there’s a good chance something has burrowed inside it. The perpetrators can be mice, chipmunks, or other small critters using your home to hatch and protect their young or store their food stash for the season. But you could also have termites and other insects that reproduce by the mound or by the thousands. Rather than trying to repair the extensive damage, it may be easier and less expensive to just replace your siding.  

Your Home Is Rotting Or Decaying 

Mold of any kind in or outside of your home can be a disgusting, toxic mess. While all types of mold can release toxins and cause health issues, most professionals are primarily concerned with black mold. There’s some discrepancy between how dangerous the darker molds are, but they stain more and lead to uglier and more obvious signs of damage. Extensive water causes mold on siding or other building structures, lack of proper ventilation, and water damage. And it always needs to be removed by a professional or treated when it’s discovered. Mold and water damage can also lead to extensive decay of the siding or the materials beneath it. Contact us to discuss your concerns and options with a competent and experienced siding contractor in Michigan. 

 

4 Reasons to Love Invisalign Clear Aligners

invisalign love impressions dentistryAccording to Humana, over 4 million people wear traditional metal braces. While that’s often seen as a rite of passage for adolescents, it may be surprising to know that approximately 25% of adults wear traditional braces. Now, there’s nothing wrong with wearing traditional metal braces, and they’re sometimes recommended for specific orthodontic issues. However, there are reasons many people prefer and love Invisalign over other options. 

No Off-Limit Foods 

A good orthodontist will give a patient with traditional braces a long, detailed list of off-limit foods. These foods include sticky sweets and treats. But they can also include popcorn, ice, chips, hard veggies, and corn on the cob. There are no food exclusions with Invisalign. Your dentist may suggest limiting sweets and other sugary or acidic treats to maintain good dental hygiene. But if you want to indulge once in a while, go for it! 

Maintenance Is a Breeze 

Invisalign aligners are custom-made to fit snugly against the patient’s teeth. But that doesn’t mean food and bacteria won’t still get in the aligners. Therefore, it’s essential to remove them for meals and when drinking anything but water. This will also allow the wearer to brush their teeth and clean the aligners before replacing them over their teeth. It’s important to follow the directions of your dentist to ensure you keep up with proper care throughout the procedure. But if you wear them around the clock outside of meals and dental hygiene times, proper maintenance is a breeze. 

They’re Practically Invisible 

Unlike metal or even clear braces, Invisalign aligners are truly clear. That means there are no brackets, elastic bands, or other parts of the procedure that will pull attention away from your smile. So no one needs to know about your dental needs unless or until you’re ready to share that information. Invisalign is great for teens and adults alike, but the clear aligners are especially beneficial for social events and work needs where the patient is regularly being captured in live video, in pictures, in high-demand business relations, or otherwise in the public eye. The aligners need to be worn for at least 22 hours daily to be effective. So you can even remove them when you’re out with friends for a short period or on a date if you don’t want them to know you’re wearing Invisalign. 

Fewer Dental Appointments 

Traditional braces require ongoing adjustments. These can often be painful or uncomfortable since they can include tightening, readjustments, abrupt cleaning, and even cement removal and applications. Invisalign also requires checkups, but usually for painless aligner fittings. Most of the time, your orthodontist will just want to make sure the procedure is progressing properly. While Invisalign appointments may still be required at first every month or two, many patients only have to visit their dentist a few times during their entire treatment. Fewer visits can equate to less dental-related stress. Consider us for your cosmetic dentistry in Chandler, AZ needs, and we’ll help you decide if Invisalign is right for you.